https://hungwenlin.com/blog/2018/%e6%95%b8%e6%93%9a%e7%82%ba%e7%8e%8b-%e4%bf%a1%e7%94%a8%e6%b6%88%e8%b2%bb%e6%99%82%e4%bb%a3%e4%be%86%e8%87%a8/
數據為王 信用消費時代來臨